Mortgage Loan Rates

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FIXED RATES

Prime 2.45%

1 Year Fixed Rate 1.69%

2 Year Fixed Rate 1.54%

3 Year Fixed Rate 1.54%

4 Year Fixed Rate 1.64%

5 Year Fixed Rate 1.59%

VARIABLE RATES

3 Year Fixed Rate 1.45%

5 Year Fixed Rate 1.45%

PRIVATE MORTGAGE RATES

  • First Mortgages starting as low as 3.79%

  • Second Mortgages starting as low as 5.99%

  • Up to 85% LTV

  • Beacon Scores from 300+

Current rates as of February 1st, 2021. Our mortgage options are ALWAYS priced at the lowest possible rates, not the advertised rates! Please note that all interest rates are subject to change without notice and that terms and conditions apply. Also, the interest rates you can get are determined by your beacon scores and credit history.

Door

Mortgage Quick Guide


We cover up to 85% LTV
Loan to value is the amount you want to borrow divided by the appraised value of your home. (or your requested mortgage/ loan amount)

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Loan 

Amounts


Home

Value


Loan to Value


/


X 100 =


Find out how much Home Equity you have

Home equity is the difference between the value of your home and how much you owe on your mortgage.